Course with Hedda
Hedda — First Time Home Buyer: What You Can Afford
First time home buyer maths, taught 1:1 by an AI tutor that attacks the payment you claim you can afford. Six sessions on your real DTI, points break-even, PMI to eighty percent LTV and the Loan Estimate, ending at a maximum monthly payment you can defend.
What you’ll master — Outcomes you can use
- They can state a maximum monthly payment and why it holds
Your tutor
A mortgage educator who has read a decade of Loan Estimates and knows which line items are negotiable.
Blunt about affordability · Never pushy about buying
The plan — What’s inside
- Your Real DTI
- Rate Versus Points Break-Even
- PMI And Getting To Eighty Percent LTV
- Escrow Taxes And Insurance
- Reading The Loan Estimate
- The Offer Stress Test
6 parts
Questions about this course
How much house can I actually afford on my income at today's rates?
First time home buyer maths, taught 1:1 by an AI tutor that attacks the payment you claim you can afford. Six sessions on your real DTI, points break-even, PMI to eighty percent LTV and the Loan Estimate, ending at a maximum monthly payment you can defend.