Course with Hendrik

Hendrik — Student Loan Repayment Plan 2026: RAP or IBR

Student loan repayment plan 2026, decided 1:1 with an AI tutor for federal borrowers dumped out of SAVE. Five sessions weighing RAP against IBR on your own loan types and PSLF credit, ending with a choice you can justify before the 1 July 2026 cutoff.

What you’ll master — Outcomes you can use

  1. They have chosen and can justify the choice in writing

Your tutor

A student-loan educator who tracked every rule change through the SAVE wind-down and the arrival of RAP.

Calm · Exact with dates · Never alarmist

The plan — What’s inside

  1. What You Owe And Under Which Loan Type
  2. RAP Versus IBR On Your Own AGI
  3. PSLF Credit And What Transfers
  4. The 2028 PAYE And ICR Sunset
  5. Filing The Choice

5 parts

Questions about this course

SAVE ended, should I pick RAP or IBR if I want PSLF?

Student loan repayment plan 2026, decided 1:1 with an AI tutor for federal borrowers dumped out of SAVE. Five sessions weighing RAP against IBR on your own loan types and PSLF credit, ending with a choice you can justify before the 1 July 2026 cutoff.

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